Terms of Service

Please read these Terms of Service carefully before using our services.

Any websites, mobile applications, content, features, products and other services available (“Cetera”, “Services”, or the “App”) are made available to you by Delightful Development LLC (“Delightful Development”, “we”, “us”, or “our”). By accessing or using the Services, you (“User” or “you”) agree to these Terms of Service and any End User License Agreement that applies to the storefront through which you obtained the App (together, the “Terms”). Our Privacy Policy explains how we handle your information.

Terms at a Glance

These Terms are an agreement between you and Delightful Development LLC concerning your use of Cetera. This overview highlights some important points. The sections below provide the complete Terms.

• You must meet Cetera's age and eligibility requirements.
• You are responsible for your account and the activity conducted through it.
• Your content remains yours. You give us a limited license to handle it as needed to provide Cetera.
• You choose who can see your posts and conversations using Cetera's available audience controls.
• You must follow these Terms and our Community Guidelines.
• We explain how we handle your information in our Privacy Policy. We do not sell your personal information or use it to train generative AI models.
• Some features may require payment and may be subject to additional purchase terms.
• We may take action when an account or content violates our rules, and we may provide ways to appeal certain decisions.

What You Can Expect From Cetera

Cetera provides tools that let you create a profile, connect with other people, share content with audiences you select, participate in conversations, and discover content. We apply the audience, age, safety, and account controls described in these Terms, our Community Guidelines, and our Privacy Policy.

Cetera will change over time. We may add, change, restrict, or discontinue features as the service develops. When reasonably practical, we will provide advance notice if a change materially reduces a paid feature or affects how you may exercise an important right under these Terms.

We may revise these Terms from time to time. Revisions take effect when we post the updated Terms, unless we state a later date. By continuing to access or use Cetera after the revised Terms take effect, you indicate your agreement to the Terms and all revisions. If you do not agree to the revised Terms, you must stop using Cetera. We will provide any additional notice or request any consent required by applicable law.

These Terms govern your use of our services and include our Community Guidelines ("Guidelines"), which are incorporated herein by reference. By accessing or using our Services, you agree to comply with both these Terms and the Guidelines. The Guidelines outline specific rules regarding the content you may post and your conduct on the platform. You can review the most current version of the Community Guidelines on our website.

If you obtain the App through Apple's App Store, your use of the App is also subject to Apple's standard End User License Agreement, which can be read on Apple's standard EULA page. If you obtain the App through another storefront, your use may also be subject to that storefront's applicable terms.

Account Registration

Before you can use the App, you must register for an account (“Account”). To create an Account you must:

• Be at least 13 years old and meet any higher minimum age that applies where you live. If you are not legally able to agree to these Terms yourself, your parent or legal guardian must review and agree to them on your behalf; and

• Be legally permitted to use the App by the laws of your home country as well as any applicable jurisdiction.

Cetera is not available in every location. In Mississippi, you must be at least 18 and complete required age assurance to use Cetera.

You must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms and Guidelines and may result in an account restriction, suspension, or termination.

You can create an account by using “Sign in with Apple” or “Sign in with Google”. If you create an account through Apple or Google, you authorize us to access, display, and use certain information provided by Apple or Google. For more information about what information we use and how we use it, please check our Privacy Policy.

Account Security

You are responsible for taking reasonable steps to protect the Apple or Google account you use to sign in, your devices, and your Cetera sessions. Do not allow another person to use your Cetera account or sign-in method. You are responsible for activity that you authorize through your account. To the maximum extent permitted by applicable law, you are also responsible for losses caused by your failure to take those reasonable steps.

If you believe someone has accessed your Cetera account without permission, promptly secure the Apple or Google account you use to sign in, sign out of Cetera where possible, and submit a support request through our Contact page. Because Apple or Google manages your sign-in credentials, you may also need to use that provider's account-security or recovery tools.

We may restrict, suspend, or terminate an account as described in these Terms and the Guidelines.

Content & Conduct

Your Right to Post Content

The App allows you to post Content. You are responsible for the Content that you post to the App, including its legality, reliability, and appropriateness. You also represent and warrant that your Content complies with our Community Guidelines.

You represent and warrant that:

• The Content is yours: you own it or have the right to use it and grant us the rights and license as provided in these Terms, and

• The posting of your Content on or through the App does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person.

Your Content Remains Yours

You retain any ownership rights you have in Content that you submit to Cetera.

When you submit Content, you grant Delightful Development LLC a non-exclusive, worldwide, royalty-free license to host, store, reproduce, display, distribute, format, and otherwise process that Content as needed to operate, maintain, secure, and provide Cetera. Service providers acting on our behalf may process the Content for those same limited purposes.

This license does not give us ownership of your Content, permission to sell it, or permission to use it to train generative artificial intelligence models.

Who Can See Your Posts and Chats

When you create a post, you can choose to share it with everyone, your friends, people on your Close Friends list, or only yourself. Cetera shows posts shared with a limited audience only to the people in that audience.

A Public audience setting allows a post to be shown to people who are not your friends. Subject to applicable age, location, safety, account, content-labeling, and moderation rules, Public posts may appear in public or personalized feeds, search results, profiles, and other discovery features.

Posts shared with Friends, Close Friends, or Only Me do not become public merely because Cetera ranks, recommends, or processes content. Choosing an audience does not guarantee that a post will be distributed, recommended, or displayed through every Cetera feature. Applicable rules may further limit who can see a post or where it appears.

Direct messages are conversations between two people. Other people cannot be added to an existing direct message. Group chats can include multiple people, and their membership may change. A person who joins a group chat can see messages sent after they join, but not earlier messages.

People who can see your content may save it or share it outside Cetera, so consider that possibility when choosing what to post or send.

What Private Means

When we call a post or chat private, we mean that Cetera limits who can see it through the service. Private content is not end-to-end encrypted or inaccessible to Cetera. Our Privacy Policy explains when and why we store, process, access, or review private content.

Content and Conduct Rules

You are responsible for the Content you submit and for activity that you authorize through your account. You must follow these Terms and our Community Guidelines, which are incorporated into these Terms.

The Community Guidelines are the primary source for Cetera's content- specific and behavior-specific rules, including applicable audience, labeling, consent, safety, and contextual distinctions. If a general description in these Terms conflicts with a more specific Community Guidelines rule concerning particular content or conduct, the more specific Community Guidelines rule controls for that issue.

You may not use Cetera to:

• violate applicable law or another person's rights;

• submit Content or engage in conduct prohibited by the Community Guidelines;

• defraud, deceive, or impersonate another person or entity;

• distribute malware, disrupt Cetera, or access accounts, systems, or information without authorization, except for good-faith security research expressly permitted by the Community Guidelines or Cetera's Security Reporting Policy;

• send spam or engage in unauthorized commercial solicitation;

• evade an enforcement action or security control; or

• knowingly help another person violate these rules.

Cetera may remove or restrict Content, limit its distribution, restrict features or accounts, suspend or terminate accounts, or take other appropriate action as described in the Community Guidelines and these Terms.

We reserve the right to modify, limit, or discontinue any aspect, content, or feature of our services at our sole discretion. This includes, but is not limited to, changing the duration for which user posts are maintained on our platform. Such changes may be necessary for reasons including financial feasibility or instances of user abuse. Abuse includes, but is not limited to, using the service in a manner that is excessively burdensome on our resources or intended for purposes outside the scope of normal usage as determined by Delightful Development.

Cetera does not control or endorse all Content submitted by users or provided by independent third parties. You may encounter Content that you find offensive, indecent, inaccurate, or objectionable, and you are responsible for deciding whether to view, use, or rely on it.

To the maximum extent permitted by applicable law, the Cetera Parties are not liable for User Content or independent third-party Content, including errors or omissions in that Content or loss or damage resulting from your use of or reliance on it. Any liability that applicable law does not permit us to exclude is governed by the Disclaimers and Limitation of Liability section of these Terms.

Content Availability and Backups

Cetera does not guarantee that Content will always be available, preserved, or recoverable. You should keep a separate copy of any Content that is important to you.

To the maximum extent permitted by applicable law, the Cetera Parties are not liable for the loss, corruption, or unavailability of Content. Any liability that applicable law does not permit us to exclude is governed by the Disclaimers and Limitation of Liability section of these Terms.

Investigations, Legal Requests, and Protection

Cetera may preserve relevant records and review Content when reasonably necessary to investigate reports, provide support, secure the service, or enforce these Terms and the Community Guidelines, as described in our Privacy Policy.

We may disclose information when required or permitted by applicable law, including in response to valid legal process or when reasonably necessary to protect the rights, property, or safety of Cetera, our users, or another person. Our Privacy Policy explains how Cetera handles personal information, including private Content, legal requests, security, and disclosures.

Permitted Use

The App is for your personal and noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell for any commercial purposes any portion of the App, use of the App or access to the App.

Copyright Policy

Intellectual Property Infringement

We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on the Service infringes a copyright or other intellectual property right of any person. If you are a copyright owner, or authorized on behalf of one, and you believe that the copyrighted work has been copied in a way that constitutes copyright infringement that is taking place through the Service, you must submit your notice in writing to the attention of our team via our copyright claim form and include in your notice a detailed description of the alleged infringement.

You may be held accountable for damages (including costs and attorneys' fees) for misrepresenting that any Content is infringing your copyright.

DMCA Notice and DMCA Procedure for Copyright Infringement Claims

You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the following information in writing (see 17 U.S.C. 512(c)(3) for further detail):

• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright's interest.

• A description of the copyrighted work that you claim has been infringed, including the URL (i.e., web page address) of the location or the Account where the copyrighted work exists or a copy of the copyrighted work.

• Identification of the URL, Account, or other specific location on the Service where the material that you claim is infringing is located.

• Your address, telephone number, and email address.

• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.

• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

You can contact our team through our contact form. Upon receipt of a notification, we will take whatever action we deem appropriate, including removal of the challenged content from the Service.

Intellectual Property

The Service and its original content (excluding Content provided by you or other users), features and functionality are and will remain the exclusive property of Delightful Development and its licensors. The Service's original content may include but is not limited to, logos, artwork, trademarks, text, content, and other intellectual property.

The Service is protected by copyright, trademark, and other laws of the United States and other countries.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Your Feedback to Us

You assign all rights, title and interest in any Feedback you provide us. If for any reason such assignment is ineffective, you agree to grant us a non-exclusive, perpetual, irrevocable, royalty-free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback without restriction.

Account Termination

We may restrict, suspend, or terminate your account or access to Cetera when reasonably necessary to enforce these Terms or the Guidelines, protect users or the service, comply with law, or address a material operational issue. Depending on the circumstances, we may act without prior notice.

Reasons for an account restriction, suspension, or termination may include:

• breaches or violations of the Terms, Guidelines, or other incorporated agreements or guidelines,

• valid legal process or a lawful government request,

• a request by you (self-initiated account deletions),

• discontinuance or material modification to the App (or any portion thereof),

• unexpected technical or security issues or problems,

• extended periods of inactivity, and/or

• nonpayment of any fees owed by you in connection with the App.

Termination of your account may include:

• removal of access to all offerings within the App,

• deletion or de-identification of information associated with your account, subject to the Privacy Policy, and

• barring further use of the App.

Violations involving sexual exploitation of minors, grooming, or other severe illegal or harmful conduct may result in permanent account termination and may be reported to authorities where appropriate or required by law.

We may take various enforcement actions for violations, including content removal, warnings, temporary suspension, or permanent account termination, as outlined in the Guidelines. If you believe an enforcement action was taken in error, you may appeal by submitting a request to our moderation team (opens in new tab).

If you wish to terminate your Account, you may do so by selecting to delete your account through the App Settings > Profile > Delete Account.

Disclaimers and Limitation of Liability

In these Terms, the “Cetera Parties” are Delightful Development LLC and its members, officers, employees, contractors, agents, licensors, and service providers.

Cetera is provided “as is” and “as available.” To the maximum extent permitted by applicable law, the Cetera Parties disclaim all express and implied warranties, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not guarantee that Cetera will always be available, uninterrupted, timely, secure, or error-free, or that content or information will never be lost or damaged.

To the maximum extent permitted by applicable law, the Cetera Parties will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, business opportunities, goodwill, or data, arising out of or relating to Cetera, these Terms, or your use of or inability to use Cetera. This limitation applies regardless of the legal theory asserted and even if a Cetera Party was advised that the damages were possible.

To the maximum extent permitted by applicable law, the combined total liability of the Cetera Parties for all claims arising out of or relating to Cetera, these Terms, or your use of or inability to use Cetera will not exceed the greater of:

1. $100; or
2. the amount you paid directly to Cetera during the twelve months before the event giving rise to the claim.

This is a combined aggregate limit for all Cetera Parties and all related claims, not a separate limit for each person, company, claim, or event.

Nothing in these Terms excludes or limits any liability, remedy, or right to the extent that applicable law does not permit it to be excluded or limited. If applicable law does not permit a particular exclusion or limitation above, that exclusion or limitation will apply only to the maximum extent that the law permits.

You acknowledge that we may be required to report certain content or activities to law enforcement or regulatory authorities in compliance with applicable laws. We shall not be liable for any actions taken to comply with such legal obligations.

Subscriptions and Payment Terms

Cetera may offer products and services for purchase within the App, known as “In-App Purchases.” This may include automatically renewing subscription services, such as one-month or annual subscriptions, referred to as “Subscription Services” or “subscriptions.”

Payment and Renewal of Subscriptions

When you opt for any Subscription Services, payment will be charged to your chosen payment method at the time of purchase confirmation. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You will be charged for the renewal within 24 hours prior to the end of the current period.

Cetera or the applicable storefront will provide any notice required by applicable law or storefront rules before a subscription price change takes effect. If you do not cancel your subscription after receiving any required notice, you agree to be charged the new price upon renewal.

You can manage or cancel a subscription through the storefront account used to purchase it, such as your Apple subscription settings or Google Play subscription settings. Deleting your Account or the App from your device does not cancel your subscription. If you cancel your subscription, you may use it until the end of your last paid period, but there will be no prorated refunds, and your subscription will not be renewed afterward. Canceling your subscription does not remove your Account from our Services. For account termination procedures, refer to the Account Termination section of these Terms.

Free Trials

Signing up for a free trial and not canceling it will result in the trial converting into a paid subscription, with your payment method being charged at the then-current price for such subscription. To avoid charges for a new subscription period, you must cancel before the end of the current subscription period or free trial period. Deleting your Account or the App from your device does not cancel your free trial. Eligibility for a free trial or introductory offer may depend on your previous subscriptions or offers used through Cetera or the applicable storefront. The terms shown before you begin an offer will control.

Purchase Finality and Refund Policy

Except as required by applicable law or the applicable storefront's policies, all In-App Purchases, including subscriptions, are final and nonrefundable, and we do not provide refunds or credits for partially used subscription periods.

Refund Requests

Refund requests for purchases processed through Apple's App Store or Google Play must ordinarily be submitted through the applicable storefront. Nothing in these Terms limits any nonwaivable cancellation or refund right you may have under applicable law. If you believe a storefront has not resolved a refund request required by applicable law, contact us through our contact form.

Right to Modify or Limit Subscription Services

We reserve the right, at our sole discretion, to modify, limit, or discontinue any feature of our Subscription Services. We will provide reasonable notice of any significant changes to our service offerings. Notification may be provided through the App or via email. Subscribers will have the option to cancel their subscription before the commencement of the new terms if they do not agree with the changes.

In the case of legal requirements or emergency changes needed for the security or operation of the service, changes may be applied immediately without prior notice. Continued use of our services after such changes will constitute your agreement to such modifications.

If you do not agree to the new terms or service limitations, you are free to cancel your subscription and discontinue use of our services.

In the event that we modify or limit the features of our Subscription Services service, including the duration for which posts are maintained, we are not obligated to keep posts indefinitely as originally offered. Please note that if we modify, limit, or discontinue any features of our Subscription Services, including adjustments to the duration for which posts are maintained, we will not provide refunds or credits. These changes are a part of our commitment to evolving and improving our service in response to various operational needs. As such, we encourage users to consider this possibility when opting for our Subscription Services.

App Store and Third Parties

Service Providers That Help Us Operate Cetera

Cetera uses service providers to help us host, operate, secure, analyze, support, and provide the service. Some of these providers process information on our behalf, as described in our Privacy Policy.

Service providers and their systems may change, experience interruptions, or become unavailable, which may affect Cetera's features. We may modify, replace, suspend, or discontinue an integration, subject to the commitments described in “What You Can Expect From Cetera.”

Independent Third-Party Services

Some Cetera features allow you to access, connect, or use services offered independently by another company, including Apple or Google account services, app-store services, and external websites. For purposes of this section, an “independent service” is a service that Cetera does not own, operate, or control and that is not acting on Cetera's behalf for the activity at issue.

An independent service is not part of Cetera. Your access to or use of an independent service is at your own risk and is governed by your relationship with its provider, including any terms or privacy policy that apply between you and the provider. Unless we expressly state otherwise, Cetera is not a party to transactions, communications, agreements, or disputes between you and an independent-service provider.

To the maximum extent permitted by applicable law, the Cetera Parties do not control, endorse, warrant, or assume responsibility for an independent service's acts or omissions, content, accuracy, availability, security, products, services, terms, data practices, account decisions, or transactions. To the maximum extent permitted by applicable law, the Cetera Parties are not liable for any loss or damage arising from your access to, use of, transaction with, or reliance on an independent service.

These limitations apply even when an independent service is accessible through Cetera, integrated with a Cetera feature, or linked from content available through Cetera. They do not apply to processing that a service provider performs on Cetera's behalf. That processing is described in our Privacy Policy and remains subject to the other limitations in these Terms.

Cetera may display or allow links to websites, content, products, or services that we do not own or control. A link does not mean that Cetera endorses the destination. You should review the terms and privacy practices that apply before using or relying on an external service.

Push Notifications

We may send you various forms of communications regarding the App and/or other Services, including emails, text messages, push notifications, alerts, and other updates. Upon downloading the App, you'll be prompted to either allow or decline push notifications. If you choose to decline, you won't receive any push notifications. However, if you choose to accept, push notifications will be sent to you automatically. If you decide you no longer want to receive push notifications from the App, you can change your notification settings on your mobile device to opt out. For other types of communications, such as emails or text messages, follow any opt-out instructions provided in the communication or send your request through our contact form.

Electronic Notices

You agree that all notices, disclosures and other communications that we provide to you electronically shall satisfy any legal requirement that such communications be in writing.

Proprietary Rights (Copyright and Trademarks)

You acknowledge and agree that the App and any necessary software used in connection with the App (if any) contain proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly permitted by applicable law or authorized by us or applicable third party service providers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the App, the software or Content available on the App (other than Content that you may submit), in whole or in part.

We grant you a personal, non-transferable and non-exclusive right and license to access and use the App; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble, or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the App. You agree not to access the App by any means other than through the interface that is provided by us for use in accessing the App.

The Terms; the Cetera logo; the Delightful Development logo; and other Delightful Development LLC logos and product and service names are the exclusive trademarks of, and are owned by Delightful Development LLC, and you may not use or display such trademarks in any manner without our prior written permission. Any third party trademarks or service marks displayed on the App are the property of their respective owners.

We reserve all rights not expressly granted hereunder.

Indemnity

You agree to indemnify and hold us and our subsidiaries, affiliates, officers, agents, representatives, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or otherwise seek to make available through the App, your use of the App, your connection to the App, your violation of the Terms, your violation of the Guidelines, or your violation of any rights of another person or entity.

Applicable Laws

This App is controlled by Delightful Development LLC from its offices within the United States of America. We make no representation that the Content in the App or the App are appropriate or available for use in other locations, and access to them from territories where their content or use is illegal is prohibited. Those who choose to access this App from locations outside of the United States do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the Content in violation of U.S. export laws and regulations. Any action related to the App, the Content or the Terms shall be governed by Massachusetts law and controlling U.S. federal law, without regard to conflicts of laws thereof. You hereby consent and submit to the exclusive jurisdiction and venue in the state and federal courts located in Boston, Massachusetts for any legal proceedings related to the App or the Terms. If any party hereto brings any suit or action against another for relief, declaratory or otherwise, arising out of these Terms, each party is responsible for its own attorneys' fees and costs except where applicable law provides otherwise. Except to the extent prohibited by applicable law, the parties agree that any claim or cause of action arising out of or related to use of the App or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. Termination of your account or these Terms does not affect rights or obligations that arose before termination. Provisions that by their nature should continue after termination will survive, including provisions concerning outstanding payment obligations, proprietary rights, disclaimers and limitations of liability, indemnity, governing law, venue, time limits for bringing claims, and provisions necessary to interpret or enforce these Terms.

Miscellaneous

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Delightful Development LLC as a result of the Terms or your use of the App. 

The Terms constitute the entire agreement between you and Delightful Development with respect to your use of the App. The failure of us to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. You may not assign, delegate or otherwise transfer your account or your obligations under these Terms without the prior written consent of us.

We have the right, in our sole discretion, to transfer or assign all or any part of our rights under these Terms and will have the right to delegate or use third party contractors to fulfill our duties and obligations under these Terms and in connection with the App. Our notice to you via email, regular mail, or notices or links on the App shall constitute acceptable notice to you under the Terms. A printed version of the Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. Section titles and headings in the Terms are for convenience only and have no legal or contractual effect. Any rights not expressly granted herein are reserved.

Last updated

September 4, 2026